DATE:  September 27, 2002

TO:    Greg Fox, Chair
          Flexible Compensation Benefits Committee

FROM:  David Bosserman

SUBJECT:  FCBC Recommendation on Retiree Life Insurance

    On June 24, 2002, Harry Birdwell reported to David Peters regarding the Flexible Compensation Benefits Committee recommendation of May 24 to increase life insurance (to $10,000) for employees who retire after July 1, 2002. At that time, Harry indicated that the recommendation had been discussed with the 
OSU/ A&M Council of Fiscal Officers and would be considered again in the fall. In May 2002, the fiscal officers requested additional cost figures and delayed a decision due to the budget shortfalls that all institutions were experiencing.

    At the September 5, 2002 meeting, Anne Matoy presented the requested cost figures. She reported that the rate would increase in proportion to the amount of coverage if the coverage were increased for all existing and new retirees. The rate would not change if the amount were increased for new retirees only. In other words, the cost would continue at $.26 per $1,000 of coverage per month, regardless of whether the new retirees received $6,000, $8,000, or $10,000 insurance coverage.

    The fiscal officers decided not to increase life insurance for retirees because of continuing budget concerns. Such concerns may have been well founded. Subsequent to the September meeting, we have been notified of additional cuts.  The fiscal officers do not think it wise at this time to increase benefits voluntarily when institutions are in the process of reducing their current budgets.  A first concern continues to be the protection of current employee’ pay.

      If you have any questions, please let me know.

cc:  Anne Matoy
      B&F File

 

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